Who Qualifies for Malta Golden Visa: Eligibility Criteria Explained

Senglea And Grand Harbor,Malta

Malta, a captivating Mediterranean island with a rich historical tapestry, offers a remarkable quality of life that sets it apart as an ideal destination for residency. From its sun-kissed shores to its vibrant cities, Malta boasts a thriving economy, a safe and welcoming community, and a vibrant cultural scene. With a stable political climate and a strategic location at the crossroads of Europe, Africa, and the Middle East, Malta presents endless opportunities for personal and professional growth.

The Malta Golden Visa program has gained tremendous popularity among individuals seeking a coveted European residency. This esteemed initiative offers a gateway to unparalleled advantages, enabling you to embark on a new chapter of your life with confidence and ease. By securing the Malta Golden Visa, you gain access to the prestigious Schengen Area, comprising 26 European countries, where you can freely travel without the constraints of additional visas. This incredible freedom to explore diverse cultures, historic landmarks, and breathtaking landscapes is just the beginning.

Interested in a vacation to Malta—or planning to have a permanent residency? This blog will guide you through the intricate eligibility criteria for the Malta Golden Visa, providing valuable insights into the investment options and practical tips to transform your aspirations into reality.

Understanding the Malta Golden Visa Program

The Malta Golden Visa program is a residency-by-investment initiative that allows non-European Union residents to obtain residency in Malta. It provides a pathway to European residency and access to the Schengen Area, which comprises 26 European countries with visa-free travel. This program has attracted many individuals looking to benefit from the favourable tax policies, high standard of living, and business opportunities offered by Malta.

By obtaining the Malta Golden Visa, you can enjoy numerous advantages, including:

Qualifications for the Malta Golden Visa

Malta Golden Visa provides an attractive opportunity for non-EU residents to obtain European residency. With the right approach and careful planning, you can embark on your journey to obtaining the Malta Golden Visa and enjoy the benefits of European residency in this beautiful Mediterranean island. Here are the eligibility criteria and qualifications that you need to understand:

Basic Eligibility Criteria

To be eligible for the Malta Golden Visa program, you must meet the following basic eligibility criteria:

Non-Resident of the European Union

To qualify for the Malta Golden Visa, one of the primary criteria is that you must be a non-resident of the European Union. This means that if you are currently residing in any EU country, you are not eligible for the program. The Malta Golden Visa offers an opportunity for individuals outside the EU to gain European residency.

Investment Options

The Malta Golden Visa program provides two main investment routes: renting and real estate. Each option has its own set of requirements and considerations. To further understand, let’s discuss them deeper.

Renting Option

The renting option is attractive for those looking for a cost-effective approach. To qualify, you must pay an MRVA administration fee of €40,000, which covers your entire family. Additionally, you must contribute €58,000 to the government, make an annual rent payment of €10,000 in the South of Malta, and donate €2,000 to an NGO charity. This option allows you to avoid the upfront cost of purchasing property, making it more accessible for some applicants. 

It is advisable to seek the assistance of authorised agents or immigration lawyers specialising in the Malta Golden Visa program. They can guide you through the process, ensure compliance with the requirements, and help you make informed decisions.

Real Estate Option

The real estate option is popular for obtaining the Malta Golden Visa. Under this option, you will need to purchase a property in Malta worth at least €300,000, specifically in the South of Malta. 

In addition to the property investment, you must pay an MRVA administration fee of €40,000 for your family, contribute €28,000 to the government, and donate €2,000 to an NGO charity. It is important to note that the property must be held for a minimum of five years to maintain the visa status. 

Furthermore, you will need to secure health insurance for your family, with an estimated cost of approximately €400 per adult. It is also essential to consider legal, professional, and agency fees associated with the property purchase. 

Engaging professionals who specialise in the Malta Golden Visa program can provide valuable assistance in navigating the intricacies of the real estate option and ensuring a smooth process.

Financial Requirements

To be eligible for the Malta Golden Visa program, you need to meet certain financial requirements. These requirements demonstrate your financial stability and ability to support yourself and your family while residing in Malta. Here are the key financial requirements:

It’s important to note that the value of these assets should be calculated based on their market or fair value. Providing proper documentation and proof of ownership or value is crucial during the application process.

Additional Requirements

Eligibility Criteria For Malta Golden Visa

Besides meeting the minimum total asset requirement, you should have sufficient financial resources to support yourself and your family in Malta without relying on the local welfare system. This ensures that you have the means to cover living expenses, education, healthcare, and other daily needs.


it’s time to embark on your transformative journey on the beautiful Mediterranean island of Malta. With its rich history, breathtaking landscapes, and vibrant culture, Malta offers a truly exceptional quality of life. Enjoy the perks of visa-free travel within the Schengen Area, favourable tax policies, and a thriving business environment.

Remember to seek professional assistance, engage in thorough financial planning, and prepare for the due diligence process. By fulfilling these requirements and taking the leap, you’ll embark on a transformative journey, embracing the beauty and opportunities that Malta has to offer.

Seize this incredible opportunity to embrace new beginnings, expand your horizons, and create unforgettable memories. The Malta Golden Visa opens doors to endless possibilities, both personally and professionally. So, take the leap, trust your preparation, and embark on this life-changing adventure. Good luck on your Malta Golden Visa journey!